They say nothing compares to Christmas in the Philippines. With green and red decorations hanging and Christmas songs playing as soon as the calendar hits September 1, there’s no denying that we celebrate the longest Holiday season on the planet. Yup foreigners, we spend a whole quarter anticipating Christmas.
Just as big as our Holiday celebration is the amount of money we spend during the season. As early as November, Christmas parties flood spaces in our planners, with at least one get-together organized for each clique – office mates, high school barkada, college tropa, gym buddies, and the list goes on and on. And since get-togethers are usually potluck or split-the-bill, it’s not exactly cheap. Added to that, there are circles that have traditions of exchanging gifts and you wouldn’t want to head to that party empty handed.
And don’t get me started with family reunions. Yes, many titos and titas from abroad come home bearing gifts or, if we’re fortunate enough, ang pao loaded with green backs (they still remember us as teenagers). But don’t celebrate just yet. Also in those same reunions are your inaanaks, younger cousins or children of your cousins who would be encouraged by parents to kiss the hand of ninong / ninang – your cue to hand in that red envelope.
No wonder, most Pinoys’ 13th month pay and Christmas bonus don’t last long enough to see New Year. But it doesn’t have to be that way. Many financial experts advise investing one’s 13th month and bonus in stocks or mutual funds. By doing this, the annual excess money becomes building blocks for retirement fund.
Okay, that sounds good. But what money would we spend for parties, gifts and all the Holiday merriment? You got to make extra cash, of course!
We listed down some side-hustles you can do online with no capital whatsoever. The best part? You wouldn’t be tied down to any contract. You can do these side-hustles these ber months and forget about them as soon as you earn your target Christmas cash.
1. Sell your pre-loved stuff. “One man’s trash is another man’s treasure,” so the saying goes. If you’ve got new or slightly used clothes, footwear or accessories that are still good enough to be bought by others, sell them online! You can post the items on your social media page, or you can sell them through eBay or OLX. Another buy and sell website that is gaining popularity among the young market is Carousell. TIP: To increase the chances of finding buyers for your pre-loved stuff, snap good photos and write detailed descriptions. NEVER LIE about any information just to get your item sold.
2. Sell your crafts online. Are you fond of making crafts, accessories and other forms of art? You can sell them online at Etsy, an e-commerce website that specializes on handmade items. I personally haven’t tried selling anything on Etsy, but I know two people who are making good money by selling their items (one makes cute crocheted stuff and the other makes unique handmade bracelets) via this platform.
You can also sell digital copies of your artwork on Etsy – meaning you can earn multiple times from something you’ve only done once. This is a great passive income opportunity I plan to try in the near future.
3. Be an online reseller. Having your own online business can be a headache (trust me, I’ve been there). From developing your own merchandise to designing marketing materials to managing inventory – it can be a lot to handle.
Luckily, there are various products you can resell online, you just have to reach out to traders who offer reselling opportunities. The possibilities are endless! You can choose to resell food items (baked goodies are a hit during Christmas) or gift items like clothes and accessories. TIP: click this link to learn how you can resell Inspired Space items.
4. Watch videos and get paid for it. I know it sounds like a scam, but hear me out. I learned about this website called Snuckls that helps you “win” money for just watching videos. All you have to do is register and watch any of the YouTube videos on the dashboard. You can keep the video on background while you’re busy doing something else on your computer. After 90 seconds or so, you would have to answer a simple question about it (what category is the video? a. hip-hop b. vlog c. pets).
This generates a ticket which is your entry for a lottery. So far, I’ve only earned around P10 on this. I’m not sure if it’s because I’ve only played twice or if I’m really not lucky on any form of lottery. But I’ll try to play more over the coming days and I’ll update you about it. TIP: registering for Snuckls is by invitation. You can click on this link if you want to try it out.
5. Try out freelance writing. Freelance writing is not just for those who are looking for a steady online job. There are many short-term and project-based writing jobs that only takes hours or days to complete, depending on complexity: article contributions, academic papers, and press releases are just a few.
TIP: Just because you’re doing this to earn extra cash this season doesn’t mean you can ditch clients in the middle of an unfinished project as soon as you get your moolah. Never burn bridges especially if your client is good to you. You’ll never know when you’ll need a side-hustle again (say, if you’re planning for an overseas trip or a big purchase like a car) and being in good terms with past clients means you always have a ready market for your skills.
6. Get rebates on your receipts. If you can’t help from going all-out on your Christmas shopping, at least make it a point to get rebates. Snapcart is a mobile app that helps you earn cash backs from receipts. I’ve had it on my phone for about a month and a half, and so far I’ve earned around P300. Considering that I was just going to throw out those receipts anyway, three purple bills is not bad!
So, what does Snapcart do with your receipt information? They compile the massive data and offer it to brands, somewhat similar to survey data. Bear in mind that Snapcart only accepts receipts from grocery, cosmetics and drugs. So if you want cash back on your Christmas gifts, you might want to shop within these lines.
TIP: My “Snapcart Christmas Gift Shopping List” – Grocery: wine, chocolates & grocer baked goodies for relatives. Cosmetics: bath sets for friends and pre-teen inaanaks, lip color for girly cousins. Drugs: I can’t think of a fun drug gift that’s legal, but over-the-counter pain reliever pills will surely be helpful for anyone nursing a hangover after a night of Christmas walwal.
How do you earn extra or try to save money amid Holiday expenses? Tell us on the comment section below!